David Cleghorn

Chief Housing Officer

HELP USA

115 East 13th Street New York, NY 10003

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HELP USA NYC portfolio

$572.8 million -industrial 32%, condo 27%, specialty 17%; Brooklyn 51%, Bronx 47%, Manhattan 1%*

456th largest portfolio by dollar value

369,435 sqft – elevator 46%, D7 20%, condo 16%; Bronx 50%, Manhattan 29%, Brooklyn 20%

1104th largest by SF

11 properties – Bronx 50%, Brooklyn 41%, Manhattan 8%

1017th largest

667 residential units – Bronx 56%, Brooklyn 29%, Manhattan 14%

535th largest by residential units

Notes

Person left the company

Person Activity past 24 months:

Borrower signatory: 2 for $16.8 million

Developer (new building or major alteration): 6 for 77,785 square feet

Top Ten Associated Companies:

NYC Department of Housing Preservation and Development (2), Webster Bank (1), Sterling National Bank (1), NYC Housing Development Corporation (1), Neighborhood Restore HDFC (1), Community Preservation Corporation (1), Bank of New York Mellon (1), TD Bank (1)

Top Ten Associated People:

Sarah Leitson (1), Salvatore D’Avola (1)

Recent activity as signatory:

• HELP USA borrowed $5.7 million from Webster Bank for 280 Hinsdale Street on July 22, 2026.

• David Cleghorn filed plans for major alteration for 77,785 sqft in East New York, Brooklyn, on April 24, 2026.

• HELP USA borrowed $11.1 million from NYC Department of Housing Preservation and Development for 1210 Simpson Street, East Morrisania, Bronx on January 23, 2026.

• HELP USA borrowed $21.7 million from Bank of New York Mellon for 314 Hinsdale Street on May 30, 2024.

• David Cleghorn filed plans for new building for 61,922 sqft in Brooklyn, on August 24, 2023.

• HELP USA borrowed $22.7 million from TD Bank for N/A Prospect Place, None, Brooklyn on May 24, 2023.

• HELP USA borrowed $11.1 million from Community Preservation Corporation for 771-775 Crotona Park North and 771-775 Crotona Park North, East Morrisania, Bronx on May 10, 2022.

• HELP USA borrowed $73.4 million from NYC Housing Development Corporation for None on December 22, 2021.

• HELP USA borrowed $51.9 million from NYC Department of Housing Preservation and Development for 1058 Teller Avenue on July 08, 2021.

• Neighborhood Restore HDFC sold 1058 Teller Avenue for $25 million to HELP USA on July 08, 2021.