David Cleghorn

HELP USA

115 East 13th Street New York, NY 10003

HELP USA NYC portfolio

$590.3 million -industrial 31%, condo 26%, specialty 16%; Brooklyn 52%, Bronx 45%, Manhattan 1%*

380th largest portfolio by dollar value

369,435 sqft – elevator 46%, D7 20%, condo 16%; Bronx 50%, Manhattan 29%, Brooklyn 20%

1034th largest by SF

11 properties – Bronx 50%, Brooklyn 41%, Manhattan 8%

906th largest

393 residential units – Bronx 46%, Brooklyn 29%, Manhattan 24%

714th largest by residential units

Person Activity past 24 months:

Borrower signatory: 2 for $32.8 million

Developer (new building or major alteration): 6 for 77,785 square feet

Top Ten Associated Companies:

NYC Department of Housing Preservation and Development (2), Neighborhood Restore HDFC (1), NYC Housing Development Corporation (1), Sterling National Bank (1), Bank of New York Mellon (1), TD Bank (1), Community Preservation Corporation (1)

Top Ten Associated People:

Salvatore D’Avola (1), Sarah Leitson (1)

Recent activity as signatory:

• David Cleghorn filed plans for major alteration for 77,785 sqft in East New York, Brooklyn, on April 24, 2026.

• HELP USA borrowed $11.1 million from NYC Department of Housing Preservation and Development for 1210 Simpson Street, East Morrisania, Bronx on January 23, 2026.

• HELP USA borrowed $21.7 million from Bank of New York Mellon for 314 Hinsdale Street on May 30, 2024.

• David Cleghorn filed plans for new building for 61,922 sqft in Brooklyn, on August 24, 2023.

• HELP USA borrowed $22.7 million from TD Bank for N/A Prospect Place, None, Brooklyn on May 24, 2023.

• HELP USA borrowed $11.1 million from Community Preservation Corporation for 771-775 Crotona Park North and 771-775 Crotona Park North, East Morrisania, Bronx on May 10, 2022.

• HELP USA borrowed $73.4 million from NYC Housing Development Corporation for None on December 22, 2021.

• Neighborhood Restore HDFC sold 1058 Teller Avenue for $25 million to HELP USA on July 08, 2021.

• HELP USA borrowed $51.9 million from NYC Department of Housing Preservation and Development for 1058 Teller Avenue on July 08, 2021.

• HELP USA borrowed $27.4 million from Sterling National Bank for None on October 22, 2020.