Joseph Oved

Ceo

IceCap Group

(Ice Lender Holdings, O5 Group, Oved Group)

70 W 36th St. 13th Fl New York, NY 10018

31 W 34th St. 4th floor New York, NY 10001

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IceCap Group NYC portfolio

$126.4 million -office 71%, mixed-use 23%, development 3%; Manhattan 95%, Bronx 3%, Brooklyn 1%*

1434th largest portfolio by dollar value

297,029 sqft – office 92%, C1 3%, mixed-use 1%; Manhattan 94%, Bronx 4%, Brooklyn 1%

1269th largest by SF

6 properties – Bronx 50%, Manhattan 33%, Brooklyn 16%

1787th largest

42 residential units – Bronx 85%, Brooklyn 14%

2978th largest by residential units

2 foreclosures, 0 bankruptcies, 1 other court case.

Person Activity past 24 months:

Borrower signatory: 1 for $11 million

Developer (new building or major alteration): 5 for 6,895 square feet

Top Ten Associated Companies:

BCB Community Bank (1), Joel Mittelman (1)

Top Ten Associated People:

Angeles Desantis (1), Joel Mittelman (1)

Recent activity as signatory:

• Joseph Oved filed plans for major alteration for 3,764 sqft in Sheepshead Bay, Brooklyn, on March 28, 2026.

• IceCap Group borrowed $11 million from BCB Community Bank for None on February 20, 2026.

• Yaakov Lefkowitz borrowed $10 million from Spencer Savings Bank for 1677 Townsend Avenue on April 03, 2023.

• David Halberstam borrowed $6 million from Valley National Bank for 308 Linden Boulevard on March 23, 2023.

• Joel Mittelman borrowed $5.2 million from IceCap Group for 1438 Jesup Avenue, 1436 Jesup Avenue, and 1440 Jesup Avenue, Mt Eden, Bronx on March 13, 2023.

• Joel Mittelman borrowed $14.9 million from Eli Hamway for 57 East 177 Street on September 30, 2022.

• Shimon Weinberger borrowed $5.5 million from Piermont Bank for 2809 Clarendon Road on August 10, 2022.

• Skyward Developers borrowed $7.3 million from JLL for 810 Elsmere Place on December 06, 2021.

• Toorak Capital Partners on December 03, 2020 bought a loan with an original principal of $2.2 million from IceCap Group, signed by Joseph Oved, secured by 769 East 214 Street, when owned by Chaim Schwartz.

• Skybrook Capital on October 20, 2020 bought a loan with an original principal of $3 million from IceCap Group, signed by Joseph Oved, secured by 430 Flushing Avenue, when owned by Zalmen Rosenberger.