Joseph Biancoviso

Vice President

Dime Community Bank

(Dime Savings Bank of Williamsburgh, Dime Savings Bank)

898 Veterans Memorial Hwy Hauppauge, NY 11788

Person Activity past 24 months:

Lender signatory: 4 for $37 million

Top Ten Associated Companies:

Aulder Capital (3), Robert Perl (2), Bruce Rayvid (1), Parkoff Organization (1), Sara Lichtman (1), Bronstein Properties (1)

Top Ten Associated People:

Zvika Chalamish (3), Robert Perl (2), Bruce Rayvid (1), Adam L. Parkoff (1), Sara Lichtman (1), Barry Rudofsky (1)

Recent activity as signatory:

• Robert Perl borrowed $9.7 million from JPMorgan Chase for 217 East 10 Street on April 22, 2026.

• Robert Perl and Bruce Rayvid borrowed $7 million from JPMorgan Chase for 16 Avenue C on April 22, 2026.

• Philips International borrowed $12 million from Standard Insurance Company for 120-70 Queens Boulevard on September 30, 2025.

• Sara Lichtman borrowed $7.2 million from Dime Community Bank for 596 East 22 Street on August 04, 2025.

• Willowick Properties borrowed $6 million from Citizens Bank for 388 Broome Street on June 25, 2025.

• Edward Rich borrowed $5 million from JPMorgan Chase for 32 Horatio Street on May 06, 2025.

• Hirshmark Capital on November 25, 2024 bought a loan with an original principal of $2.4 million from Dime Community Bank, signed by Joseph Biancoviso, secured by 270 East 2 Street, when owned by Ibrahim Mustafa.

• Aulder Capital borrowed $6.6 million from Dime Community Bank for 656 St Nicholas Avenue on March 29, 2024.

• Aulder Capital borrowed $15 million from Dime Community Bank for 267 West 146 Street on March 29, 2024.

• Aulder Capital borrowed $8.2 million from Dime Community Bank for 580 West 176 Street on March 29, 2024.

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